About aYo

We believe that insurance cover should be accessible to everyone in Africa and easy to use. That’s why at aYo, together with MTN are bringing you a new way to get hospital and life cover using your mobile phone.

By using aYo Recharge with Care and aYo Send with Care, it’s now easier than ever to look after yourself and loved ones with cover that increases every time you load MTN airtime or send money using MTN Mobile Money.

Using aYo products is easy, and you’ll be able to manage and boost your cover, earn bonus value or submit your claims just by dialling the *296# USSD code on your cellphone. There is no paperwork to fill out when making claims and no waiting in queues, and valid claims are settled quickly and painlessly.