Credit Analyst
2025-04-22T13:09:29+00:00
Yako Bank Uganda
https://www.greatugandajobs.com/jsjobsdata/data/employer/comp_3035/logo/yako%20uganda.png
https://yakobank.com
FULL_TIME
Kampala
Kampala
00256
Uganda
Banking
Management
2025-05-12T17:00:00+00:00
Uganda
8
Location: Head Office, Kampala, Uganda
Application Deadline: 12th May, 2025
About Yako Bank:
Yako Bank, incorporated in 2010 and licensed as a Credit Institution by the Bank of Uganda in 2020, provides savings and lending products to a diverse client base. The bank is seeking dynamic, self-motivated, and result-oriented professionals to join its team.
Position: Credit Analyst
Reports to: Head Credit
Role Summary:
The Credit Analyst is responsible for credit underwriting and administration, ensuring accurate analysis of loan proposals and compliance with Yako Bank’s policies and procedures.
Key Responsibilities:
- Review, validate, and refine loan proposals in consultation with branch teams.
- Present loan proposals to Head Credit, ensuring compliance with bank policies.
- Verify loan decisions/recommendations for loan amount, structure, eligibility, and accuracy of financial, business, and security information.
- Conduct pre-approval checks to ensure compliance and recommend risk-mitigating covenants.
- Evaluate clients’ credit data, financial statements, and savings records to assess lending risks and propose suitable loan structures.
- Prepare financial analysis and ratios using standard templates, providing comments on outcomes.
- Draft detailed loan proposal write-ups for Management or Board Credit Committees based on approval limits.
- Maintain accurate credit mirror files with relevant documents.
- Conduct risk analysis, credit rating, and profiling to safeguard the bank from credit risks.
- Ensure high-quality credit underwriting and identify risk management requirements.
- Highlight weaknesses or compromises in branch proposals and recommend training or corrective actions.
- Ensure fast Turn-Around Time (TAT) for loan decisions and provide weekly pipeline updates/reports.
Required Qualifications and Competencies:
- Bachelor’s Degree in Commerce, Accounting, Business Administration, Statistics, or related field.
- Minimum 2 years of experience as a Credit Supervisor in Banking or Microfinance.
- Excellent employee engagement, communication, and presentation skills.
- Result-oriented with strong collaboration and teamwork abilities.
- High numeracy, analytical, and statistical skills.
- Strong organizational skills, ability to work independently, and multitasking capabilities.
- Ability to work under pressure and meet strict deadlines.
- Good interpersonal skills, business acumen, and market knowledge aligned with strategic goals.
- High integrity and ability to inspire trust.
Review, validate, and refine loan proposals in consultation with branch teams. Present loan proposals to Head Credit, ensuring compliance with bank policies. Verify loan decisions/recommendations for loan amount, structure, eligibility, and accuracy of financial, business, and security information. Conduct pre-approval checks to ensure compliance and recommend risk-mitigating covenants. Evaluate clients’ credit data, financial statements, and savings records to assess lending risks and propose suitable loan structures. Prepare financial analysis and ratios using standard templates, providing comments on outcomes. Draft detailed loan proposal write-ups for Management or Board Credit Committees based on approval limits. Maintain accurate credit mirror files with relevant documents. Conduct risk analysis, credit rating, and profiling to safeguard the bank from credit risks. Ensure high-quality credit underwriting and identify risk management requirements. Highlight weaknesses or compromises in branch proposals and recommend training or corrective actions. Ensure fast Turn-Around Time (TAT) for loan decisions and provide weekly pipeline updates/reports.
Bachelor’s Degree in Commerce, Accounting, Business Administration, Statistics, or related field. Minimum 2 years of experience as a Credit Supervisor in Banking or Microfinance. Excellent employee engagement, communication, and presentation skills. Result-oriented with strong collaboration and teamwork abilities. High numeracy, analytical, and statistical skills. Strong organizational skills, ability to work independently, and multitasking capabilities. Ability to work under pressure and meet strict deadlines. Good interpersonal skills, business acumen, and market knowledge aligned with strategic goals. High integrity and ability to inspire trust.
Bachelor’s Degree in Commerce, Accounting, Business Administration, Statistics, or related field. Minimum 2 years of experience as a Credit Supervisor in Banking or Microfinance. Excellent employee engagement, communication, and presentation skills. Result-oriented with strong collaboration and teamwork abilities. High numeracy, analytical, and statistical skills. Strong organizational skills, ability to work independently, and multitasking capabilities. Ability to work under pressure and meet strict deadlines. Good interpersonal skills, business acumen, and market knowledge aligned with strategic goals. High integrity and ability to inspire trust.
JOB-6807950927bc5
Vacancy title:
Credit Analyst
[Type: FULL_TIME, Industry: Banking, Category: Management]
Jobs at:
Yako Bank Uganda
Deadline of this Job:
Monday, May 12 2025
Duty Station:
Kampala | Kampala | Uganda
Summary
Date Posted: Tuesday, April 22 2025, Base Salary: Not Disclosed
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JOB DETAILS:
Location: Head Office, Kampala, Uganda
Application Deadline: 12th May, 2025
About Yako Bank:
Yako Bank, incorporated in 2010 and licensed as a Credit Institution by the Bank of Uganda in 2020, provides savings and lending products to a diverse client base. The bank is seeking dynamic, self-motivated, and result-oriented professionals to join its team.
Position: Credit Analyst
Reports to: Head Credit
Role Summary:
The Credit Analyst is responsible for credit underwriting and administration, ensuring accurate analysis of loan proposals and compliance with Yako Bank’s policies and procedures.
Key Responsibilities:
- Review, validate, and refine loan proposals in consultation with branch teams.
- Present loan proposals to Head Credit, ensuring compliance with bank policies.
- Verify loan decisions/recommendations for loan amount, structure, eligibility, and accuracy of financial, business, and security information.
- Conduct pre-approval checks to ensure compliance and recommend risk-mitigating covenants.
- Evaluate clients’ credit data, financial statements, and savings records to assess lending risks and propose suitable loan structures.
- Prepare financial analysis and ratios using standard templates, providing comments on outcomes.
- Draft detailed loan proposal write-ups for Management or Board Credit Committees based on approval limits.
- Maintain accurate credit mirror files with relevant documents.
- Conduct risk analysis, credit rating, and profiling to safeguard the bank from credit risks.
- Ensure high-quality credit underwriting and identify risk management requirements.
- Highlight weaknesses or compromises in branch proposals and recommend training or corrective actions.
- Ensure fast Turn-Around Time (TAT) for loan decisions and provide weekly pipeline updates/reports.
Required Qualifications and Competencies:
- Bachelor’s Degree in Commerce, Accounting, Business Administration, Statistics, or related field.
- Minimum 2 years of experience as a Credit Supervisor in Banking or Microfinance.
- Excellent employee engagement, communication, and presentation skills.
- Result-oriented with strong collaboration and teamwork abilities.
- High numeracy, analytical, and statistical skills.
- Strong organizational skills, ability to work independently, and multitasking capabilities.
- Ability to work under pressure and meet strict deadlines.
- Good interpersonal skills, business acumen, and market knowledge aligned with strategic goals.
- High integrity and ability to inspire trust.
Work Hours: 8
Experience in Months: 24
Level of Education: bachelor degree
Job application procedure
Interested in applying for this job? Click here to submit your application now.
- Submit your application, including a CV, photocopies of academic testimonials, and contact details of three referees (one being the most recent employer), to:
Postal Address:
Human Resource & Administration Manager
Yako Bank, Forest Mall Lugogo
Kampala, Uganda
- Note: Only shortlisted candidates will be contacted. No job offers are made online.
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