Manager Credit Analysis - Corporate & Investment
2025-03-28T11:11:55+00:00
Eco bank
https://www.greatugandajobs.com/components/com_jsjobs/images/blank_logo.png
https://www.www.ecobank.com/
FULL_TIME
kampala
Kampala
00256
Uganda
Finance
Accounting & Finance
2025-04-02T17:00:00+00:00
Uganda
8
KEY RESPONSIBILITIES
Business and Financial Performance
- Reviewing financial statements, credit reports and other relevant data to identify potential risks and opportunities.
- Evaluating clients’ credit data and financials to determine the degree of risk involved in lending money or extending credit.
- Comparing liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Conducting industry and economic research, and analyses trends to foresee the credit risk.
- Providing informed credit recommendations to decision makers regarding credit approvals
- Review of credit requests including review of financial and credit information provided in respect to the corporate clients
- Assess the creditworthiness of companies to determine the likelihood that they will honor their financial obligations.
- Evaluate a borrower’s past financial and credit history to determine their financial health and their ability to repay credit advanced
- Monitoring and tracking the performance of existing credit clients, identify potential problems or issues.
Customer Experience
- Visit/meet customers when required and further under- take project/business site visits, security inspections to better understand the related risks, and document visit reports with copies placed in credit files.
- Timely preparation of credit applications and closely follow through with all approvers to ensure we give timely responses to clients
- Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet Ecobank Group standards.
- Maintain financial information on loan accounts including financial covenants, spreads and interim reports
- Counter check that interest rates are correctly applied on loan accounts.
People
- Work collaboratively with Relationship Managers in monitoring credit quality of clients -within the portfolio by highlighting early warning signs of credit deterioration and advising the turnaround time.
- Supervise Credit Analysts to develop high quality credit solutions and recommend appropriate facilities in line with risk evaluation.
Control, Processes and Governance
- Continually monitoring existing loans and credit lines to ensure compliance with terms.
- Maintaining up-to-date knowledge on all lending regulations, and ensuring all loans are in compliance with these regulations and laws.
EXPERIENCE AND QUALIFICATIONS
Experience & Qualifications
- University degree preferably in Finance, Accounting, Business Administration, or a related field..
- Proven work experience as a Credit Analyst.
- 5 years banking experience preferably in Credit Analysis in the Corporate and Investment Banking segment.
Business and Financial Performance Reviewing financial statements, credit reports and other relevant data to identify potential risks and opportunities. Evaluating clients’ credit data and financials to determine the degree of risk involved in lending money or extending credit. Comparing liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. Conducting industry and economic research, and analyses trends to foresee the credit risk. Providing informed credit recommendations to decision makers regarding credit approvals Review of credit requests including review of financial and credit information provided in respect to the corporate clients Assess the creditworthiness of companies to determine the likelihood that they will honor their financial obligations. Evaluate a borrower’s past financial and credit history to determine their financial health and their ability to repay credit advanced Monitoring and tracking the performance of existing credit clients, identify potential problems or issues. Customer Experience Visit/meet customers when required and further under- take project/business site visits, security inspections to better understand the related risks, and document visit reports with copies placed in credit files. Timely preparation of credit applications and closely follow through with all approvers to ensure we give timely responses to clients Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet Ecobank Group standards. Maintain financial information on loan accounts including financial covenants, spreads and interim reports Counter check that interest rates are correctly applied on loan accounts. People Work collaboratively with Relationship Managers in monitoring credit quality of clients -within the portfolio by highlighting early warning signs of credit deterioration and advising the turnaround time. Supervise Credit Analysts to develop high quality credit solutions and recommend appropriate facilities in line with risk evaluation. Control, Processes and Governance Continually monitoring existing loans and credit lines to ensure compliance with terms. Maintaining up-to-date knowledge on all lending regulations, and ensuring all loans are in compliance with these regulations and laws.
KEY RESPONSIBILITIES Business and Financial Performance • Reviewing financial statements, credit reports and other relevant data to identify potential risks and opportunities. • Evaluating clients’ credit data and financials to determine the degree of risk involved in lending money or extending credit. • Comparing liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations. • Conducting industry and economic research, and analyses trends to foresee the credit risk. • Providing informed credit recommendations to decision makers regarding credit approvals • Review of credit requests including review of financial and credit information provided in respect to the corporate clients • Assess the creditworthiness of companies to determine the likelihood that they will honor their financial obligations. • Evaluate a borrower’s past financial and credit history to determine their financial health and their ability to repay credit advanced • Monitoring and tracking the performance of existing credit clients, identify potential problems or issues. Customer Experience • Visit/meet customers when required and further under- take project/business site visits, security inspections to better understand the related risks, and document visit reports with copies placed in credit files. • Timely preparation of credit applications and closely follow through with all approvers to ensure we give timely responses to clients • Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet Ecobank Group standards. • Maintain financial information on loan accounts including financial covenants, spreads and interim reports • Counter check that interest rates are correctly applied on loan accounts. People • Work collaboratively with Relationship Managers in monitoring credit quality of clients -within the portfolio by highlighting early warning signs of credit deterioration and advising the turnaround time. • Supervise Credit Analysts to develop high quality credit solutions and recommend appropriate facilities in line with risk evaluation. Control, Processes and Governance • Continually monitoring existing loans and credit lines to ensure compliance with terms. • Maintaining up-to-date knowledge on all lending regulations, and ensuring all loans are in compliance with these regulations and laws. EXPERIENCE AND QUALIFICATIONS Experience & Qualifications • University degree preferably in Finance, Accounting, Business Administration, or a related field.. • Proven work experience as a Credit Analyst. • 5 years banking experience preferably in Credit Analysis in the Corporate and Investment Banking segment.
JOB-67e683fb7f590
Vacancy title:
Manager Credit Analysis - Corporate & Investment
[Type: FULL_TIME, Industry: Finance, Category: Accounting & Finance]
Jobs at:
Eco bank
Deadline of this Job:
Wednesday, April 2 2025
Duty Station:
kampala | Kampala | Uganda
Summary
Date Posted: Friday, March 28 2025, Base Salary: Not Disclosed
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JOB DETAILS:
KEY RESPONSIBILITIES
Business and Financial Performance
- Reviewing financial statements, credit reports and other relevant data to identify potential risks and opportunities.
- Evaluating clients’ credit data and financials to determine the degree of risk involved in lending money or extending credit.
- Comparing liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
- Conducting industry and economic research, and analyses trends to foresee the credit risk.
- Providing informed credit recommendations to decision makers regarding credit approvals
- Review of credit requests including review of financial and credit information provided in respect to the corporate clients
- Assess the creditworthiness of companies to determine the likelihood that they will honor their financial obligations.
- Evaluate a borrower’s past financial and credit history to determine their financial health and their ability to repay credit advanced
- Monitoring and tracking the performance of existing credit clients, identify potential problems or issues.
Customer Experience
- Visit/meet customers when required and further under- take project/business site visits, security inspections to better understand the related risks, and document visit reports with copies placed in credit files.
- Timely preparation of credit applications and closely follow through with all approvers to ensure we give timely responses to clients
- Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet Ecobank Group standards.
- Maintain financial information on loan accounts including financial covenants, spreads and interim reports
- Counter check that interest rates are correctly applied on loan accounts.
People
- Work collaboratively with Relationship Managers in monitoring credit quality of clients -within the portfolio by highlighting early warning signs of credit deterioration and advising the turnaround time.
- Supervise Credit Analysts to develop high quality credit solutions and recommend appropriate facilities in line with risk evaluation.
Control, Processes and Governance
- Continually monitoring existing loans and credit lines to ensure compliance with terms.
- Maintaining up-to-date knowledge on all lending regulations, and ensuring all loans are in compliance with these regulations and laws.
EXPERIENCE AND QUALIFICATIONS
Experience & Qualifications
- University degree preferably in Finance, Accounting, Business Administration, or a related field..
- Proven work experience as a Credit Analyst.
- 5 years banking experience preferably in Credit Analysis in the Corporate and Investment Banking segment.
Work Hours: 8
Experience in Months: 60
Level of Education: bachelor degree
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