Summary
Date Posted: Friday, August 23 2024, Base Salary: Not Disclosed

JOB DETAILS:
Key Responsibilities
• Ensure the highest standard of credit quality through the structure, sanctioning, monitoring, and control of credit applications while exercising judgment and discretion in the evaluation and approval/decline of higher risk classification credit proposals.
• Work in partnership with business leadership to support growth consistent with our strategy-aligned Risk Appetite, and in partnership with business areas.
• In coordination with business teams, work towards simplifying and streamline credit processes to improve the customer experience and reduce cost.
• Drive culture where team performs all control responsibilities in a reliable, robust, and cost competitive manner with a view to sustaining optimal portfolio quality and managing manage Impairment & losses within the agreed budget.
• Ensure that all lending activity and duties within assigned portfolio activities and duties are carried out in full compliance with internal and regulatory policies, standards, and procedures.
• Prepare, submit, and maintain portfolio level management information to facilitate monitoring activity, credit quality assurance and drive business strategy.
• Responsible for providing credit risk management support, direction, credit information, and loan policies and procedures to ensure the overall quality of the Bank’s credit extension Provide the lead technical support on development of new and reviewing existing credit products and credit appraisal tools.
• Coaching support for credit risk and business staff through driving participation and/or facilitating ‘lessons learnt’ sessions for all stakeholders.
• Identify training needs of credit teams in head office and across branch network through branch visits, spot checks and observations and recommend appropriate credit up-skilling.
• Lead and/or actively participate in early warning forums designed to facilitate monitoring and control at an individual account level with a view to determining the seriousness of the features observed and for appropriate corrective action to be taken.
• Stand-in for as well as perform duties as delegated from time-to-time by Head of Credit

Experience and Qualifications
• At least 6 Years in Credit Management, Underwriting.
• Bachelor's degree in commerce, Economics, Finance or Business-related course.
• Certified Credit Management, Credit Risk Management, or any other recognized credit certification course.
• Master’s degree in economics, Finance or Business-related course



Work Hours: 8

Experience in Months: 72

Level of Education: Bachelor Degree

Job application procedure

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