Summary
Date Posted: Tuesday, September 27, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Purpose of the position:
• To build and maintain a substantial and high quality loan portfolio
Major Responsibilities: (please define in output format – 1-10 things of what you expect to see as a result of this position)

Key responsibilities and weighting (adds to 100%)
Key tasks & outputs Indicators 1.
(20%) Marketing
• Assist in conducting market research and survey activities;
• Solicits new loan accounts in accordance with specific periodic performance targets prescribed in the branch business plan;
• Conducts active marketing campaign to attract new clients;
• Orients prospective clients about VFU’s loan products;
• #client groups
• # new clients
• # repeat clients/retention rate
2. (45%) Manage loan process
• Receives loan applications and perform credit appraisal on loan applicants and his/her surety/ guarantor, if any;
• Conducts inspection and/or appraisal of any property being offered as collateral
• Prepares and presents credit applications to the branch credit committee for approval;
• Member of loan committee
• # loans disbursed
• Portfolio volume against planned
• Caseload per credit officer
• Number of female clients
3. (30%) Manages portfolio quality
• Conduct regular visits to clients and build strong relations with them before, during and after the disbursement
• Closely monitors loan payments and ensures zero tolerance against past due;
• Effectively negotiates
• Acts to support other loan officers in delinquency crisis.
• No. of client visits
• Portfolio at risk over 1 day
• Loan loss ratio
4. (5%) And any other duties that may be assigned by the
Branch manager from time to time
Core Capabilities: (proficiency levels; 1=developing 2 =proficient 3=advanced)
Core Capability Proficiency level
Examples of advanced proficiencies
(A full list of indicators available in Core Capabilities into Job
Descriptions – A Manager’s Guide)Indv Ldr
Achieving Capabilities
Achieving quality results and service 3 1
Core Capability Proficiency level
(1, 2, 3)
Examples of advanced proficiencies
(A full list of indicators available in Core Capabilities into Job
Descriptions – A Manager’s Guide)Indv Ldr
Practicing accountability and integrity 2 1 • Able to manage an effective portfolio
both in terms of quality and quantity
• Ensure high level of transparency
• Complete tasks in timely and cost effective manner
• Able to train clients effectively
Communicating information effectively 2 1
Thinking Capabilities
Thinking clearly, deeply and broadly 1 1
• Understands and practices the basic principles of microfinance.
• Greater integration with WV ADPs
Understanding the MF industry 2 1
Understanding WV’s mission & operations 1 1
Practicing innovation & change 1 1
Self-managing Capabilities
Demonstrating Christ-centred life and work 2 1
• Continues to seek improvement in the branch/ sub branch
• Willingness to work with the poor and respect for others
• Self improvement initiative(s)
• Demonstrate a growing understanding of and respect for Christian diversity and other faiths
• Reflects Christlike values in work and life
• Maintain self-control under pressure
• Prioritizes many demands without losing focus
• Should take leave
Learning for growth and development 2 1
Maintaining work/life balance 2 1
Relational Capabilities
Building collaborative relationships 2 1
• Builds a strong and effective team
• An excellent team player
• Able to work effectively with WV staff
• Appreciates gender and cultural diversity
• Collaborates with local authorities and communities
• Builds and maintains strong relationship with colleagues, supervisor and clients
Practicing gender & cultural diversity 2 1
Influencing individuals & groups 2 1
Other Competencies/Attributes:
• Must be a committed Christian, able to stand above denominational diversities.
• Attend and participate in the leadership of daily devotions.
• Perform other duties as required by the branch manager or operations manager.
Working Environment / Conditions:
• Office environment: : Few hours in office (20%) with extensive field travel (80%)
• Travel: 100 % Domestic travel is required.
• On call: (in the after normal working hours?)

Education Requirement: No Requirements

Job Experience: No Requirements

Work Hours: 8

Job application procedure
We are seeking additional experienced, self-driven, result-oriented talent with proven integrity to fill the following roles. Send your resume and academic qualifications to vfu_info@visionfund.org  before Thursday, 29th September 2022.

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