Vacancy title:
Senior Credit Manager

Jobs at:
Pride Microfinance Limited

Deadline of this Job:
not later than March 6, 2017

Duty Station:
Kampala, Uganda

Job details:
Pride Microfinance Limited (MDI) (Pride) is the leading Microfinance Deposit Taking Institution in Uganda with 33 networked branches and 7 contact offices countrywide, an equal opportunity employer and is regulated by Bank of Uganda under the MDI Act, 2003. Pride is now looking for a competent dynamic energetic individual to fill 1(one) position of Senior Credit Manager-Agricultural Lending. The Senior Credit Manager
- ALS will be based at Head Office reporting directly to the Head of Credit Business and will supervise Regional Managers and Credit Analysts.

Specific Responsibilities include:

• Participate in preparing the Credit Business Departmental budget / Business Plan and achieve annually set loan portfolio targets for Agriculture Lending Scheme.
  
• Ensure that Pride’s Agriculture lending policies are effectively complied with in all branches.
  
• Ensure that the Agriculture Loan portfolio quality is maintained within acceptable levels.
  
• Instill a professional risk awareness culture.
  
• Embed best practice recovery techniques in the Agriculture Lending team.
  
• Participate in the review and implementation of Pride’s Agriculture Lending Policies and Procedures.
  
• Participate in developing new products under the Agriculture lending methodology and refine the existing ones.
  
• Supervise and participate in appraisal of loan underwriting.
  
• Ensure promotion of products / services, retention of current customers and develop new partnerships with potential clients.
  
• Play an active key role in developing and delivering staff training programs covering appraisal techniques (cash flow & ratio analysis, security etc...) and recovery.
  
• Working with the Legal team to perfect collateral and collateral substitutes.
  
• Routine inspection of branches to ensure compliance with Pride’s agriculture lending policies and procedures.
  
• Undertake manpower planning requirements, in consultations with respective Branch Managers, Regional Managers, Head Human Capital Management and Head Credit Business Department.
  
• Address client complaints in a timely manner.
• 
  Person Specification
  Ideal candidate should have the following competencies:
• Business acumen, good time Management, Stress Management, Reporting, Written or Oral Communication, Planning, Coaching, Quality Control, Decision Making, Team building, Problem solving, Delegation, Change Management, Emotional intelligence, Advocacy, Motivation, Negotiation.
  
• He/She should not be more than 40 years of age.
• 
  Minimum Academic Qualification
• Bachelors’ degree in Agricultural Economics, Agricultural Extension, Agricultural Land Use and Management, Agribusiness Management, Agricultural and Rural Innovation, Veterinary Science or in any other relevant / related field.
  
• Post graduate diploma in a related field.
  
• 2 Principal passes at A’ Level .
  
• Credits in Maths and English at O‘ Level.
  
• Master's degree in a related field, ACCA/CPA is an added advantage.

Job application procedure
Interested candidates should forward their applications to the HEAD HUMAN CAPITAL MANAGEMENT using the address above so as to reach not later than March 6,2017. lf you do not hear from us by March 24, 2017; please consider yourself unsuccessful. Only shortlisted candidates will be contacted.