Summary
Date Posted: Tuesday, February 18 2025, Base Salary: Not Disclosed

JOB DETAILS:
Housing Finance Bank is a Commercial Bank and the leading provider of housing finance solutions with a vision to be the preferred consumer and business bank with a focus on housing finance. To attain its strategic objectives efficiently and effectively, Housing Finance Bank is seeking to hire qualified, versatile, and self-driven individuals to fill the vacant position in its establishments below.

Business Banker (Kampala, Soroti and Masaka)
Department: Distribution & Alternate Channels
Reports To: Branch Manager
Grade: HFB 4A
Direct Reports:
Direct - None
Interacts/Interfaces with:
Internal - Business Banking Teams
• Branch Manager
• BIB Department
• Credit Department
• Legal Department
External - Bank’s Customers

Job Purpose :
Provide a pro-active business banking sales and service management function that will retain and grow a portfolio of SME customers by identifying and implementing value adding and specialized financial product solutions from a range of standard and/or customized offering.

Key Result Areas:
• The Business Banker will ensure adherence to the service standards and provide excellent customer service.
• Receive and verify customer documents for account opening, loan facilities, account amendments and any other customer instruction.
• Acquire new business relationships and accounts while growing the portfolio balance sheet as per set targets
• Manage credit and operational risk in account opening and loan processing
• Manage the loan portfolio through active participation in branch Credit Committee meetings, monitor/manage pre-Non-Performing Loans (NPLs) and fully recover bank funds.
• Develop and execute an operational plan to support the branch and the Bank’s overall business strategies while delivering targeted achievements on business and institutional client growth, fees/commission, and interest income.
• Ensure the provision of adequate and efficient relationship management to business and institutional clients, in terms of quick transaction turnaround and resolution of their queries/problems.
• Provide timely professional direction/advice on all business and institutional client matters within the Branch/Bank.

Person Specifications
Education & Training
1. A Bachelor’s degree in business studies or a related field from a recognized university

Skills & Experience
• A minimum of two years sales experience in branch business banking
• Good knowledge of the business banking value proposition
• Knowledge of risk management and credit principles of banking
• Understanding of financial statements.
• Strong numeracy skills
• Business and financial advisory skills
• Credit and financial analysis skills
• Strong communication skills

Business Behaviours
• Ability to adhere to all reporting and record-keeping requirements as outlined by Branch Management, head office stakeholders and duly mandated external parties to ensure compliance to internal and regulatory standards.
• Managing the end-to-end process for all account relationships opened and credit applications initiated to ensure a smooth deal flow whilst meeting/exceeding revenue targets
• Excellent inter-personal skills to enable interaction and the establishment of positive relationships with all Bank employees and support departments.
• Able to maintain professional internal and external relationships that meet the Bank’s core values.

Work Hours: 8

Experience in Months: 24

Level of Education: Bachelor Degree

Job application procedure

Interested candidates should submit their applications with a recent CV, copies of all academic transcripts, certificates and testimonials, daytime telephone contact, postal and email address and three competent referees not later than Friday, 21st February 2025 by 5:00pm to:
Chief Human Resources Officer
Housing Finance Bank,
Investment House
4 Wampewo Avenue, Kololo
Please take note that all applications should be sent by email to: Recruitment@housingfinance.co.ug 
DO NOT HAND DELIVER YOUR APPLICATION
Any form of canvassing will lead to automatic disqualification.
Guidelines for submitting Documents.
1. Ensure that all your documents are scanned and submitted in 1 single batch using the following order:
• Application letter
• Curriculum Vitae (CV)
• Academic Documents and Certificates
2. The maximum document size is 10 MB.
3. Please indicate the name of the position you are applying for in the subject.

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