Summary
Date Posted: Friday, October 23, 2020 , Base Salary: Not Disclosed

JOB DETAILS:
Job Description: Credit Officer
Company: EnerGrow
Reports to: Project Officer
Location: Mbale
Timeframe: 6-months with possibility of performance-based extension
Who We Are
EnerGrow is an appliance financing company based in Uganda, founded in December 2017. EnerGrow’s team comprises seasoned energy access experts, social entrepreneurs, finance experts and a group of multi-disciplinary advisors. EnerGrow’s team has provided training to more than 4,000 small businesses in Uganda, surveyed thousands of customers and has more than 25 years combined experience delivering projects in East Africa.
What We Do
EnerGrow provides demand stimulation services for utility companies and mini-grid companies, increasing consumption of energy amongst existing connections and incentivizing new customers to seek a connection.
For electricity consumers, EnerGrow offers appliance financing and training – overcoming the key barrier to productive energy uses, and the economic and social benefits that energy should bring. Most energy customers can afford power, but they cannot afford the appliances with which to benefit from power.
About the Role
EnerGrow is conducting a pilot financing project for women led businesses in Mbale District to identify opportunities and inform its program methodology. Their aim is to grow sustainable, productive business that can increase electricity demand in Uganda in the long run.
The Credit Officer is responsible for assessing loan clients and maintaining a quality loan portfolio. This type of lending is unique and requires a person who is strict on fully investigating a potential client’s creditworthiness and stays in constant contact with the customers. .

The Specific Tasks of This Role Include:
• Evaluate the credit worthiness of individuals
• Assist Sales Executives with identifying beneficiaries/individuals for asset loans
• Recommend credit worthiness to Project Manager
• Manage customer repayments alongside sales and recovery officers and follow up closely with customers that miss payments
• Ensure that application and loan tracking information is entered into loan database daily
• Ensure a high level of customer satisfaction through a high level of contact with clients through personal visits, calls, and SMS.

Job Skills: Not Specified

Job Requirements:
• Degree holder with preference to those with a background in business related studies
• 3+ years of work experience with asset-based lending
• Ability to work independently
• High level of integrity
• Fluency in English and Lugisu/Lumasaba
• Strong skills MS Office (Excel, Word, PowerPoint)
• Strong oral, written and verbal communications skills
• Commitment to excellence, outstanding work ethic, and attention to detail
• Resourcefulness and creative problem solving
• Strong interpersonal skills in a cross-cultural environment.
• Knowledge of investigation and evidence gathering techniques.
• Analytical and problem-solving skills.
• Excellent oral and written communication skills.

Job Education Requirements: Degree
Job Education Requirements: 3 years

Work Hours: 8

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Job application procedure
Please send your resume a cover letter to tom@ener-grow.com in your cover letter, please state what excites you most about this role, and what you think will be most challenging about it. Deadline: 6pm 30th October 2020

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