Summary
Date Posted: Tuesday, October 03 2023, Base Salary: Not Disclosed

JOB DETAILS:
Job Description
KEY RESPONSIBILITIES
• Ensure implementation of all measures to protect the financial strength and the reputation of the bank.
• Assist the Head of Credit in managing Credit and Operational Risks.
• Maintain a good quality and well balanced and diversified Credit Portfolio.
• Provide Credit Training and support to Relationship Officers.
• Assist in the management of Documentation and Disbursement; by ensuring credit compliance with local and legal regulatory requirement and the Group Credit Policy Manual.
• Monitor Loan exposure and enforce compliance with covenants.
• Assist in ensuring that that all customer documentation is in accordance with credit manual procedures.
• Manage Troubled Exposures and ensure good loan recovery.
• Monitor Projects financed by the bank together with marketing departments and report to the Head of Credit.
• Work with marketing departments to finalize and approve Target Market Studies
• Assist in ensuring that the bank achieves an audit rating of acceptable or better in all credit reviews.
• Responsibilities for all report preparation (BOT, Board and Group)
• Risk classification of accounts as per BOT guidelines quarterly and input of the same in the system in conjunction with Remedial and Finance department.
• Reconciliation of Suspended Interest and Provision on a monthly basis.
• Preparation of BOT Quarterly Returns
• Preparation of interim and final audit schedules and BOT schedules as an when required.
• Daily monitoring of Arrears/excess over the limits if any on Normal & Watch category Accounts with the branches and recommending action thereof.
• Monitoring of settlement of TODs/Temporary accommodations granted in time in conjunction with branches.
• Assisting branches in preparation of credit classified memos for change of classification.
• Keeping custody of all report files and updating them accordingly
• To attend to branches’/borrowers’ queries on interest calculations and other system related queries
• Preparation of call memos trackers and site visits/collateral inspection reports.
• Follow-up of annual reviews/renewals of overdraft facilities and ensuring this is done by branches on time i.e. before expiry. Keeping a review calendar
• Maintenance of ticklers (insurance, CA expiries, OD limits, documentation deferrals etc)
• All other duties and responsibilities as determined by Management and the Head of Credit.



Education Requirement: No Requirements

Job Experience: No Requirements

Work Hours: 8

Experience in Months:

Level of Education:

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