Vacancy title:
Senior Credit Analyst
Jobs at:
Eco bankDeadline of this Job:
Wednesday, October 25 2023
Summary
Date Posted: Tuesday, October 24 2023, Base Salary: Not Disclosed
JOB DETAILS:
Job Description
KEY RESPONSIBILITIES
• Provide and analyse financial information for use in the preparation of credit reports
• Review of credit requests including review of financial and credit information provided in respect to the corporate clients
• Assist in the financial evaluation of new business/projects and provide a guide on market risk.
• Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet Ecobank Group standards.
• Maintain financial information on loan accounts including financial covenants, spreads and interim reports
• Conduct periodic economic analysis, industry studies, self-assessment and stress tests and recommend strategy and plans of action vis-a-vis the bank’s credit portfolio
• Counter check that interest rates are correctly applied on loan accounts
Experience & Qualifications
• University degree preferably in Accounting, Finance or General Management.
• Associate of Chartered Institute of Bankers (or equivalent) strong advantage.
• Three years banking experience.
Skills, Capabilities & Personal attributes
• Technical skills to effectively perform credit analysis and portfolio maintenance activities/tasks in a manner that consistently achieves high quality standards or benchmarks.
• Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact performance.
• Knowledge of lending business and products
• Knowledge and effective application of all relevant banking policies, processes, procedures and guidelines to consistently achieve required compliance standards or benchmarks.
• Self-empowerment to enable development of open communication, teamwork and trust that are needed to support performance and customer-service oriented.
Work Hours: 8
Experience in Months: 36
Level of Education: Bachelor Degree
Job application procedure
Interested applicants?Click here to apply
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